Money Hacks Carnival #27 at Personal Finance Buzz

This week Money Hacks Carnival is at Personal Finance Buzz.  In this edition, I posed some fun financial dilemmas for you to think about.  Feel free to use it for your future writing materials.  Now, let’s go to the editor’s picks:

1. 100 Tips and Tools for a Better, Greener Career at JobProfiles.org – 100 resources to help you find a career that suits your desire for better, greener employment.
2. Step By Step Guide To Grocery Savings at artofthecoupon.com — Four great tips on how to save money on food and other household items.
3. 36 Ways to Reduce Your Home’s Energy Use at Trees Full of Money — With energy prices on the rise, and the sustainability of our environment in question, Ben shares some of the energy saving tips that he picked up over the years.
4. Real Estate and Mortgages: Tips for selling or buying a house at Bible Money Matters — Pete shares his experience with Dave Ramsey’s Financial Peace University.
5. 10 tips to becoming a Make Money Online sheep at Swollen Pickles — I normally wouldn’t include something like this in a personal finance carnival, but it’s freaking hilarious and I couldn’t resist.

Here are the list of all the dilemmas posed:

1. Renting versus buying a house. The traditional answer is to own your own home because you’re building equity and there’s also tax benefits.  What’s your opinion and why?
2. Invest versus mortgage pre-payment. The PF Blogosphere is heavily divided on this issue.  Personally, I like the financial flexibility of investing over the guaranteed saving of pre-payment.  Which one would you choose and why?
3. Should you build an emergency fund or pay down your debt first? I like to save money by paying down debt as fast as I can, but many will disagree.  What would you do and why?
4. Saving for retirement versus paying down debt. Both are important and can have great financial impact.  How would you prioritize the two?
5. Frugality versus cheap. What are the key differences between these two qualities?
6. ETFs versus mutual funds. Both are fantastic investment products, but which one would you choose and for what reasons?
7. Good debt versus bad debt. Is there such a thing as good debt?
   

Thank you for participating in the Money Hacks Carnival!  Next week, the carnival will be hosted by Saving To Invest.