Interview with PT (from PT Money)

• What are some of the reasons you started PT Money?

I started PT Money to share my financial story and to connect with others who were also trying to move in a positive direction with their finances. I wanted to learn more and to be held accountable for my choices with money. Bottom line: I thought I had something to share that would help others, and I thought I had something to learn by connecting with those same people.

• Where do you see PT Money in the next 2 years?

I’m pleased with where my site is right now. I still have lots of financial topics to tackle though. While I think that will keep me busy for a while, I do plan to spend some time developing financial products / tools of my own. I haven’t completely decided what that will look like, but hopefully it will be an added value to my readers.

• What financial topic is your favorite to blog about?

I’m definitely into blogging about personal savings. It’s a simple concept: stash your money away for a rainy day. But still people struggle to make it happen. I have some systems that I use to truly get people saving more of their money. A second favorite would be http://ptmoney.com/52-ways-to-make-extra-money/
making more money using secondary income sources.

• Which 3-5 of your blogs are essential to better understanding economics?

http://ptmoney.com/2008/08/04/the-best-way-ive-found-to-truly-save-money/

http://ptmoney.com/2009/01/28/52-ways-make-extra-money/

http://ptmoney.com/2009/01/07/how-to-care-not-worry-about-your-finances/

http://ptmoney.com/2009/01/05/a-plan-to-be-debt-free-in-2009/

• What topic is the most popular among your readers?

My readers like discussing tips for frugal living. Everybody seems to have their own methods for saving extra amounts here and there. That topic usually brings out the most comments.

• What is some financial advice you could provide for our readers?

The main thing I try and tell people is to develop a system that works for you. Don’t just say, “I’d like to start paying myself first more”. Actually design a system that forces you to take action and see your savings grow. We all have goals when it comes to our finances: save more, reduce debts, make more, etc. But it’s not until people take action steps will they see those goals achieved. Action steps are best when they are automatic and part of an efficient, hard-to-fail systems. Those are the types of things I try and share at PT Money.

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