Author Archive

If you are planning to buy a new car, you may want to wait until July 23rd. At that time, the government will release the final details of the Car Allowance Rebate System (aka: Gas Guzzler Rebate Program). The program works as follow, if you trade in an eligible car for a new car that [...]

Money Hacks Carnival #71 was hosted at The Canadian Finance Blog. In celebration of the Canada Day, Tom gives us a nice tour of Canada along with article submissions. Here are his editor’s picks: Free From Broke presents AAA Is Good For More Than Automotive Assistance posted at Free From Broke. Ray @ Financial Highway [...]

Money Hacks Carnival #70 was hosted at Blogging Banks. The Carnival theme is Banking, which is appropriate for site that is dedicated to identifying the best CD rates, checking and savings accounts. Here are his picks: If You Could Pick Your Benefits At Work, What Would You Pick? posted at My Two Dollars. Multiple Ways [...]

Money Hacks Carnival #69 was hosted at Own The Dollar. The carnival shows some dollar notes from the old days (I wish I own a few of those!). The editor’s picks include: FMF presents Three Steps to Getting the Most from Your Credit Cards posted at Free Money Finance. Jim presents Average Net Worth of [...]

Money Hacks Carnival #68 was hosted at Financial Highways. This week carnival was dubbed, Stanley Cup Final Edition. If you like hockey, you’ll enjoy all the little factoids sprinkled through out the carnival. Here are the editor’s picks: 6 Fun & Free Summer Activities for Children (or Adults?) posted at Budgets are Sexy ls Recession-Induced [...]

If your are a responsible credit card user, you should take advantage of a good cash reward credit card (or a non-cash reward card if you prefer). For example, Discover More card is currently offering 5% cash back reward on restaurants until the end of June, and in July through September you can sign up [...]

Money Hacks Carnival #67 was hosted at Man vs. Debt. Baker gave us the The Land Down Under Edition with great photos and information about Australia. This week editor’s picks include: 10 Economic and Business Pro Tips from World of Warcraft at College and Finance. If You Were Strapped For Cash, How Far Would You [...]

Credit utilization rate (or debt to credit ratio) is how much you owe as a percentage of your total credit line. For example, if you credit card’s credit limit is $10,000 and you owe $2,500 — your credit utilization rate is 25%. A good way to improve your credit score is to pay down your [...]

Your FICO credit score is an important aspect of your finances. There are many ways to get your credit score online — however, most of them have some kind of strings attached. Fortunately, there is a web site call Credit Karma that will let you get your FICO credit score for free*. * Credit Karma [...]

Money Hacks Carnival #66 was hosted at Passive Family Income. The carnival was called “The Family Summer Vacation Edition”. The host said this is his first carnival and I have to say that I am impressed by the quality of this week’s carnival. The editor’s picks of the week include: Identity Theft: Protect Yourself From [...]