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If you decide that paying off your mortgage early is right for you, you may want to consider biweekly mortgage payments. Biweekly mortgage payments let you pay half of your mortgage every two weeks. When you do this, you are effectively making 13 months worth of payments each year, allowing you to pay down your [...]

Most financial experts advise that you should have 3-6 months worth of living expenses saved for emergencies. This emergency fund is meant to help you avoid financial distress — i.e., liquidating your investments in an untimely manner or going into debt in order to meet emergency needs. Since preservation of principal and liquidity are the [...]

When was the last time you check the interest rate on your savings or checking account? If you haven’t look in a while, chance are you’re getting sub par interest rate. If you have a sizable amount of money in your savings, you may want to consider moving it to a different back to get [...]

Money Hacks Carnival #65 was hosted at Stretchy Dollar. This week’s Carnival is the Otter Pop Edition! Apparently, our host loves those “sweet and simple frugal treats of summer, those long and delicious iced delights, those colorful harbingers of lazy summer days spent running through the sprinklers” — yum… This week’s editor’s choice include: If [...]

If you’re not sure how much to save and invest for your retirement, the general rule of thumb is to save 10% of your income. Note that this assumes you have at least 30 years to save and invest the money. In other words, if you start saving late and only have a few years [...]

Do you shop online a lot? If you do, you have to check out Ebates. Ebates is an online rebate shopping web site that works with over 1,000 online stores. When you visit these online stores via Ebates, you’ll be eligible for automatic rebates and discounts that could be as high as 20% the value [...]

If you haven’t review your insurance policies for a while, you should set some time to go over them to make sure they still meet your needs. If you haven’t comparison shop for the best price, take a few minutes to visit NetQuote.com. NetQuote.com will work with you on all types of insurance including: auto, [...]

Money Hacks Carnival #64 was hosted at My Life ROI. Apparently, May 13th is the National Apple Pie Day — I never knew that…interesting. Anyway, there were 88 submissions this week and here are the editor’s picks: Don’t Wait Until You’re 50 To Start Preserving Your Wealth posted at MoneyEnergy just keep swimming, just keep [...]

Money Hacks Carnival #63 was hosted at I Pick Up Pennies. This carnival was named the Swine Flu edition with cute photos of little piggies. This week editor’s picks include: 6 Signs That the Recession is Ending posted at My Life ROI, Getting the Best Return On Life. Sell Your Used CDS to Second Spin [...]

Money Hacks Carnival #62 was hosted at Financial Highway. Looks like the host is e NHL and NBA fan because we have a Playoff Edition this week. Articles that made the playoff this week includes: Why do we get laid off? A complicated corporate work culture … at FIRE Finance. How Bad Credit is ALWAYS [...]