Archive for the ‘D’ Category

A debt is an amount of money borrowed by one party — i.e., person, company, etc. — from another. Many individuals and companies use debt as a method for making large purchases that they could not afford under normal circumstances. A debt arrangement gives the borrowing party permission to borrow money under the condition [...]

Debt-to-income ratio, or DTI, is a financial measure that compares an individual’s debt obligations against the gross income level. This is an important measure in the lending industry because it provides a measure of borrower’s credit worthiness.
There are two kinds of debt-to-income ratios:

Front ratio — This is the percentage of gross income that goes toward [...]

Dividend is a portion of a company’s earnings that a company distributes to its common and preferred shareholders, usually on a a quarterly basis. The amount is designated by the Board of Directors to be distributed among the shares outstanding, usually expressed in dollar amount per share — for example, 50 cents per share.

Dollar cost average, or DCA, is the technique of buying a fixed dollar amount of a particular investment on a regular schedule, regardless of the share price. More shares are purchased when prices are low, and fewer shares are bought when prices are high. Dollar-cost averaging lessens the risk of investing a large amount in [...]