• Avoid Lifestyle Inflation: Create an Artificial Sense of Scarcity posted at Fivecentnickel.com.
• Trying A ‘No Spending’ Weekend. posted at My Two Dollars.
• The Beauty of Supply and Demand posted at Money Ning.
• Stop Being an Investing Chicken posted at Fiscal Fizzle.

Thank you Jason for hosting the carnival and everyone for participating. Next week carnival will be hosted at ABCs of Investing on the other side of the border.

• Remake Your Life For $22.45 posted at SectorMatic Money Journal.
• How Much is that Puppy? The Most Detailed Dog Cost Analysis You’ve Ever Seen posted at Darwin’s Finance.
• 7 Ways to Save Money on Back to School Shopping posted at Money Smart Life.
• 25 Essentials That Are Better and Cheaper to Make at Home posted at Man Vs. Debt.
• Be Funemployed – Could You Do It? posted at My Findependence Day.

Thank you Mrs. Modern Tightwad for putting this edition together, and thank you everyone for participating.

• Should You Hate Debt… Should You Hate Anything? posted at Man Vs. Debt
• Find Out Where Your Spending Leaks Are, and Fix Them. posted at Budgets are Sexy
• Thoughtless Spending posted at KCLau’s Money Tips
• Dollar Cost Averaging ? Practical Lessons From Recent Experience posted at The Personal Financier
• The Keys to Financial Success posted at Free Money Finance

Thank you Studenomist for hosting the carnival and everyone for participating. Next week carnival will be hosted at Modern Tightwad

• Wojciech Kulicki presents Should I Buy a New Car? posted at Fiscal Fizzle.  If you are contemplating this same decision, head on over to this blog to help with your dilemma.
• Jeff Rose presents Changing Careers? How To Become a Certified Financial Planner posted at Good Financial Cents, saying, “Interested in a career as a Certified Financial Planner? Here’s what you to need to know with commentary from other CFP’s and their experiences.”
• Silicon Valley Blogger presents How To Improve Your Credit Score: A 6 Step Plan posted at The Digerati Life. We all could use a little improvement on our credit score.
• Matt Jabs presents Grocery Hacks – How To Save Money on Groceries posted at Debt Free Adventure!, saying, “This is the story of how we reduced our grocery budget from $400/month down to less than $250/month! The other night we sat down — together — and compiled this list of 20 ways we have successfully reduced our grocery bill over the last 7 months.
• PT presents Clean Finances, Clean Mind posted at Prime Time Money.

Thank you Joe for hosting the carnival and everyone for participating. Next week carnival will be hosted at Studenomics.

• Career Goals: Examples of Career Goals and Objectives posted at Job Interview Guide
• 100 Best Blogs for Your Job Search posted at Job Profiles
• Debt: Upside Down and Backwards posted at Money Help For Christians
• Is FreeCreditReport.com A Scam? posted at Bargaineering
• Will the ‘Real’ FICO Credit Score Please Stand Up posted at The Dough Roller
• Debt Reduction – Emergency Fund Savings – The Balanced 75/25 Method posted at Debt Free Adventure!
• To Upgrade Or Wait – Frugality Tested posted at Domestic Cents
• How to Get the Book Inexpensive Family Vacations posted at Trees Full of Money
• Young Broke People – A Fundamental Difference in Thought posted at Suburban Dollar
• Market Timing vs. Buy And Hold posted at Dividends Value
• Reading Stock Charts Using Technical Analysis posted at The Smarter Wallet
• Can an S corporation save me money? posted at Affine Financial Services
• What If There Was No Tomorrow posted at Lazy Man and Money

• Use credit cards to establish credit history posted at Cash Money Life
• 401k Plans and My Contribution posted at Money Ning
• 5 Ways To Dramatically Improve Your Business Profitability posted at Moolanomy Personal Finance
• How to Build Up Your “Emergency Fund” in a Dismal Economy posted at Trees Full of Money
• Control Lifestyle Inflation Before it Controls You posted at Budgets are Sexy

Thank you MLR for hosting the carnival and everyone for participating. Next week carnival will be hosted at Moolanomy Personal Finance.

• Teaching Kids about Money I posted at Improve The Quality.
• How To Make Your Own Vermicompost Bin posted at The Greenest Dollar.
• Just Buy It Already! Fighting Indecision On Big Purchases posted at The Happy Rock.
• Saving More vs. Insuring More posted at Fiscal Fizzle.

Thank you Kyle for hosting the carnival and everyone for participating. Next week carnival will be hosted at My Life ROI.

• Billeater presents Dorm Life – Cheap College Living Tips posted at Billeater.  There are some great tips and a lot of them.  I didn’t do too bad in college, but this list would have helped me out.  Print this out for any college bound person you know, as the time is coming soon.
• Anne Simone presents 100 Motivational Blog Posts for the Unemployed posted at Psychology Degrees.  Everybody knows that unemployment is the highest it’s been in decades.  These are a group of blog posts that can help you through if you find yourself in that unfortunate situation.
• ChristianPF presents 10 Minutes, 10 Months, 10 Years | Review posted at Money in the Bible | Christian Personal Finance Blog.  I loved this post, it really gave a new perspective on how to prioritize things, and it can apply to things personal finance and beyond.
• MoneyNing presents What to Do When Money Conflicts with Ethics posted at Money Ning.  Ning always posts some great articles and this is no exception.  Don’t miss this read!

Thank you Money Beagle for hosting and everyone for your participation. Next week carnival will be hosted at Suburban Dollar.

• Follow Through on Financial Goals posted at Debt Free Adventure!.
• Michael Jackson, King of Pop, dies with debts of $400 Million posted at The Happy Rock.
• US Savings Rate At 15 Year High posted at Free From Broke.
• It Is Never Too Late To Start Investing For Your Retirement No Matter Your Age posted at Own The Dollar.
• Sticky Wages posted at OneMint.
• Freecreditreport.com versus annualcreditreport.com–Where to get your free credit report posted at The Dough Roller.
• How to Be a Millionaire posted at Money Ning.

Thank you Todd for hosting the carnival and everyone for participating. Next week carnival will be hosted at Money Beagle.

• Free From Broke presents AAA Is Good For More Than Automotive Assistance posted at Free From Broke.
• Ray @ Financial Highway presents Honeymoon Planning Tips posted at Financial Highway.
• Paul Van Lierop presents Manage Your Passwords and Protect Your Identity posted at FiscalGeek.
• FMF presents Buy High, Sell Low: The Basic Instinct Driven Error of Investing posted at Free Money Finance.
• ABC presents Should I Invest In Dividend Stocks (and what are they?) posted at ABCs of Investing.

Thank you Tom for hosting the carnival and everyone for participating. Next week carnival will be hosted at The Personal Finance Playbook.

• If You Could Pick Your Benefits At Work, What Would You Pick? posted at My Two Dollars.
• Multiple Ways to Skin Zero Balance Transfer Credit Cards posted at Personal Finance Blog by Money Ning.
• Time for Personal Responsibility posted at The Balanced Life.
• Save Money on Groceries posted at Lazy Man and Money.
• 30 Healthy Reasons to Create Passive Income posted at Passive Family Income.
• Best Online Brokers posted at Blueprint for Financial Prosperity.
• WHAT HAPPENS IN AN IRA STAYS IN THE IRA posted at THE WANDERING TAX PRO.

Thank you Mr. Banks for hosting and everyone for their participation. Next week carnival will be hosted at The Canadian Finance Blog.

• FMF presents Three Steps to Getting the Most from Your Credit Cards posted at Free Money Finance.
• Jim presents Average Net Worth of an American Family posted at Blueprint for Financial Prosperity.
• J. Money presents Save More Money by Concentrating on The BIG Stuff. posted at Budgets are Sexy.
• nickel presents Planning a Family Vacation Without Breaking the Bank posted at fivecentnickel.com.

Thank you Hank for hosting and everyone for their participation!

Here are the editor’s picks:

• 6 Fun & Free Summer Activities for Children (or Adults?) posted at Budgets are Sexy
• ls Recession-Induced Frugality Sustainable? posted at Watson Inc
• Essential Money Tips for New Parents posted at Cash Money Life
• Personal Finance For Dummies: It’s as Easy as A-B-C posted at Len Penzo
• Is Budgeting Keeping You Poor? posted at The Dough Roller

Thank you everyone for your participation, and thank you Ray for hosting the carnival. Next week carnival will be hosted at Own The Dollar.

• 10 Economic and Business Pro Tips from World of Warcraft at College and Finance.
• If You Were Strapped For Cash, How Far Would You Go To Make Money? at Bible Money Matters.
• 11 Tips to Get Ready for Your Road Trip at My Life ROI.
• How to Compare Mortgage Refinance Offers at Bargaineering.
• How To Improve Your FICO Credit Score at Moolanomy Personal Finance.

Great job Baker, thank you for your help! And thank you everyone for participating. Next week carnival will be hosted at Financial Highway.

• Identity Theft: Protect Yourself From Being the Next Victim posted at My Life ROI.
• More Excuses Used For Not Saving Money posted at Studenomics.
• How is your Lending Club Account Doing? posted at My Dollar Plan.
• Why I Use an Envelope Budget (and Free e-Book Giveaway) posted at Fiscal Fizzle.
• Don’t Automate your Personal Finances and Forget About Them posted at Simplified Financial Lifestyle.

Thank you PFI for hosting the carnival and thank you to all participants. Next week carnival will be at Man vs. Debt.

This week’s editor’s choice include:

• If You Want To Feel Rich, Count the Things You Have That Money Can’t Buy posted at MoneyEnergy.
• How To Save Money – The 1,001 List Of Money Saving Tips And Ideas posted at Moolanomy Personal Finance.
• What Fantasy Baseball Has Taught Me About Finances and Investing posted at Own The Dollar.
• Learn How To Invest: Develop An Investment Plan posted at The Smarter Wallet.
• Are You Obsessed with Money? posted at Prime Time Money.

Thank you everyone for participating and especially to the host for putting together the carnival. Next week carnival will be hosted at: Passive Family Income.

• Don’t Wait Until You’re 50 To Start Preserving Your Wealth posted at MoneyEnergy
• just keep swimming, just keep swimming posted at the ¢entsible life
• 6 Reasons Why College Students Think You Should Invest posted at Good Financial Cents
• Budgeting and strategies for saving posted at Funny about Money
• Start Investing Today: An Amazing Comparison of 25 vs 35 Year Old Starters posted at Darwin’s Finance
• Credit Cards Don’t Suck, You Suck! posted at Free From Broke

Thank you MLR for hosting the carnival this week, and thank you to all the participants. Next week, the carnival will be hosted at Stretchy Dollar.

• 6 Signs That the Recession is Ending posted at My Life ROI, Getting the Best Return On Life.
• Sell Your Used CDS to Second Spin For Extra Money posted at Ms. Smarty Pants Know It All.
• Little People Wealth: Stealing and Lying in the Name of Frugality – Thirteen Horrible Tips posted at Little People Wealth.
• Necessity vs Luxury: Research Shows That The Economy Shapes Our Perspective posted at The Happy Rock.

Thank you Abby for hosting the carnival and everyone for participating. Next week carnival will be hosted at My Life ROI.

• Why do we get laid off? A complicated corporate work culture … at FIRE Finance.
• How Bad Credit is ALWAYS a Bad Thing at My Life ROI, Getting the Best Return On Life
• Tax Season Is Finally Over! Or is it? at Free From Broke.
• How to choose a financial planner at Everything Finance.
• 18 Passive Income Opportunities to use your Tax Refund on at Passive Family Income.
• Grocery Store Tricks And How To Avoid Them at The Greenest Dollar.

Thank you everyone for your participation, especially to the host who took the time to review and publish our articles. Next week carnival will be hosted at I Pick Up Pennies.

• How to Protect Yourself from Identity Theft and E-mail Scams posted at fivecentnickel.com.
• Best Small Companies Fair Value Estimates posted at Old School Value.
• Advantages Of Renting and Borrowing Over Buying posted at Frugal Dad.
• 9 Ways To Save On Baby Costs posted at Free From Broke.
• 25 Debt Reduction Tips For Your Immediate Action Plan posted at Money Ning.

Thank you Todd for hosting the carnival and thank you everyone for participating. Next week carnival will be hosted at Financial Highway.