The Money Hacks Carnival #15 was hosted at Broke Grad Student. This week carnival theme is “French Open Edition” with a lot great tennis images. Here are this week editor’s picks:

• J. Savings at Budgets are Sexy lists 10 Reasons to be “cool” and make your own cards instead buying Hallmark cards. I’ve always made my own cards, and people have always thought they were cool (no quotes needed).
• Mike at Living the Cheap Life says don’t buy things made out of potatoes - just buy potatoes! Did you know that homemade fries are cheaper, healthier, and can even taste better (depending on your cooking skills)?
• Bryce at Save and Conquer says don’t keep secrets when it comes to finances. It’s no secret anymore that good communication is vital in succesfully handling finances within a marriage.
• paidtwice lists 10 Easy Ways To Stay In Debt at I’ve Paid For This Twice Already…. So easy. So hard to resist.

Thank you Broke Grad Student for putting together a great looking carnival with a lot of good articles to read. Next week carnival will be hosted at Daily Money Hack.

The Money Hacks Carnival #14 was hosted at Prime Time Money. This week carnival theme is “Weird Golf Facts Edition” with a lot of interesting facts about golf. Here are this week editor’s picks:

• Bill D asks us, Is Your “Money Story” Keeping You Broke? posted at The Wealth Hunter. Find out if you have a money story and if it is keeping you broke.
• Erica Douglass presents Save Thousands of Dollars In Five Minutes or Less With My “Secret” Coupon Hacks posted at erica.biz, saying, “How do you get ridiculous discounts at retail? Here is a comprehensive guide to save on everything from Newegg.com computer purchases to any American Airlines flight (even the cheapest ones!)”
• Aryn tells us how to Stop Credit Card Offers in Ten Minutes Flat which was posted at Sound Money Matters, saying, “A quick call will stop those annoying offers from your own banks.” Yes, take it to the next level and stop your own bank’s mailings.
• squawkfox shares a story of A day without electricity posted at squawkfox. See what a day sitting in the dark might teach you.
• GBlogger presents an excellent post that breaks down the topic of saving into two parts, There Are Only Two Ways To Save More Money which was posted at CAN I GET RICH ON A SALARY. Check it out.

Terrific job and thank you for hosting the carnival. Next week carnival will be hosted at Broke Grad Student.

The Money Hacks Carnival #13 was hosted at Moolanomy with a “Money Saving Hacks” theme. This week editor’s picks are:

• Smart Moves To Lower Your Health Care Costs posted at The Digerati Life — Silicon Valley Blogger presents money saving strategies pertaining to health care costs.
• Persistent frugality posted at Chief Family Officer — Chief Family Officer shares a tube of moisturizer led her to think about persistence and frugality.
• 9 Surefire Strategies NOT to Retire Early posted at nomad4ever — Chris gives us an interesting perspective on personal finance.
• Some People Think We Are Bad Parents… posted at Mrs Nespy’s World — Kaye shares her financial priorities and discusses why she put her retirement savings ahead of her son’s college fund. I think that’s absolutely the right thing to do.
• Higher Gas Prices: A Blessing in Disguise or an American Wakeup Call posted at Personal Financier — Dorian thinks that higher gas prices is a blessing in disguise. Americans are driving less resulting in several benefits. Certainly a win for our environment.
• When People Go Bad: A History of the Sub-Prime Mess posted at Greener Pastures: Personal Finance — Lisa explained this whole sub-prime mess in a well researched post with cool time line.

Next week carnival will be hosted at Prime Time Money.

1. Budgets are Sexy
2. A Frugal Life - Just the two of us
3. The Dividend Guy Blog
4. My Money Adventure
5. Our Common Cents
6. A Financial Life
7. Frugal, Freebies and Deals
8. Frugal Thrifty And Happy
9. Money & Fitness Blog
10. Living Off Dividends & Passive Income

The Money Hacks Carnival #12 was hosted at Can I Get Rich On A Salary. This week carnival theme is “The Twelve Labours of Heracles” — cool! Here are this week editor’s picks:

• The Easy Way to Budget for Irregular Expenses Using A Separate Checking Account at Think Your Way to Wealth — A practical way of handling irregular expenses that come only once or twice a year. We do something similar.
• Mint.com Money Management Software Review at Moolanomy — Free is a favorite flavor… and it sounds like it works well! Plus, Pinyo always has great graphics and layout to illustrate his posts, and in this case, they are great for showing how the software works.
• Best Online Discount Brokers at Blueprint for Financial Prosperity — A great place to get started if you are looking for an online broker. Jim includes mentions of several magazine and other rankings, as well as adding his own thoughts about the brokers.
• Generic Drugs are Cheaper - A Complete Guide! at FIRE Finance — I heard on the radio the other day that some people were cutting back on their prescription medicines because of their fears about the economy!
• Ways To Keep Up With Personal Finance Blogs - RSS, Carnivals, And More at Free From Broke — A nice introduction for relative newcomers to personal-finance blogs or those unfamiliar with RSS and blog readers
• How to Bargain in a Slow Economy at Prime Time Money — My better half would like this article, as she never likes to pay full price! My one add-on tip, more for “big ticket” items: be prepared to walk away as part of your negotiating.

Great job and thank you for hosting the carnival. Next week carnival will be hosted at Moolanomy Personal Finance Blog.