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thumb Improve Your Credit Score: Credit Utilization Rate

Credit utilization rate (or debt to credit ratio) is how much you owe as a percentage of your total credit line. For example, if you credit card’s credit limit is $10,000 and you owe $2,500 — your credit utilization rate is 25%.
A good way to improve your credit score is to pay down your credit [...]

thumb Get Your Free Credit Score Today

Your FICO credit score is an important aspect of your finances. There are many ways to get your credit score online — however, most of them have some kind of strings attached. Fortunately, there is a web site call Credit Karma that will let you get your FICO credit score for free*.
* Credit Karma score [...]

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